*Originally posted by metza*

You ARE RISKING POTENTIAL PROFIT for every extra BI in your BRM, as long as you are comfortably beating your current limit.

Hmmmm,

This seems to me to be akin to what accountants call "opportunity cost".

If you have your money in a guaranteed fund at 3%, and there is a non-guaranteed fund available at 5%, then you have an opportunity cost of 2%, and are not realizing the ROI that could be realizing.

But let us turn that argument around.

I the 5% fund has too high a risk then perhaps there is an "opportunity gain" by NOT investing in the riskier fund.

As others point out, your extra BI could just as easily be lost at the upper limit.

If you assume that your win-rate at the next level will be 1/2 of your current win-rate, then the "potential" profit isn't all that much.

The question then, is "Is it worth the risk"

In my case, I have a BR such that I could easily afford NL 25 (100 BI).

However, I have yet to be successful at NL25 -- after 25K hands I have < 0 win-rate.

I don't think I'm SKILLED enough for NL 25 yet. (talk to me again at the end of May)

In that case I would be foolish to play NL 25.

OTOH, perhaps I'm just chicken.

Peace,

--VS