PokerStars No-Limit Hold'em, $0.10 BB (9 handed) -
Poker-Stars Converter Tool from
FlopTurnRiver.com
Button ($18.45)
SB ($8.55)
BB ($10.10)
Hero (UTG) ($10)
UTG+1 ($16.40)
MP1 ($10.20)
MP2 ($16.60)
MP3 ($15.25)
CO ($16.65)
Preflop: Hero is UTG with 10

, 10
Hero bets $0.40,
3 folds,
MP3 raises to $1.35,
4 folds, Hero calls $0.95
Flop: ($2.85) 4

, 6

, 4
(2 players)
Hero checks,
MP3 bets $2,
Hero folds
Total pot: $2.85
| Rake: $0.10
Villain:
12/11/1.7/6.3/22/200
vpip/pfr/3bet/af/wtsd/hands
Once he 3-bet preflop, I kinda knew I'm beat or at best case scenario I'm getting a coin flip. So I called hopping for a set, which if I had would be probably enough to stack him.
Is it right playing like this, even if its not by the "Call 20" rule, although I'm 90+% sure to stack him or get a good chunk in case he has AK and decides to cbet and fire a second barrel.