Can I just ask the people who are quick to judge Liverpool, have any of you actually been here? And as far as chavs are concerned every city in the country has them on its estates.
Liverpool has one of the best nightlifes in the country and as far as burglary and theft are concerned if you look at the actual statistics it sits lower in the table for highest burgalry rate than alot of other cities including London, Birmingham and Manchester!
As for the original poster there are a few nice areas, the city centre has an abundance off appartments to offer, other nice places include West Derby, Aughton and Formby which all are within a 10 - 15 min car journey of the city and have excellent travel links to it as well. £650 a month should be more than adequate to get yourself a nice house in a decent area.
If you want to know any more send me a message an I will discuss with you in more detail.