I just received an email this morning detailing the new T&C — I suggest reading them.
This item stood out:
Inactive Account fee. We charge an administration fee of EUR 5 per month on ‘inactive’ Accounts, to cover the costs we pay for maintaining them. At least 13 months must have passed since you last used your Account for it to be classed as ‘inactive’. We will give you at least 30 days’ notice before we start to charge the fee, so that you have an opportunity to withdraw your funds. Once your Account reaches 0, it will be closed. Please see Part A Section 13 for more detail about this.